Issue
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| Consumer Complaint
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Communication tactics | I have received several letters XXXX all sent on the same day plus each letter had different amounts with them increasing ( in one month alone ). In addition to the letters I have received multiple calls as well. |
Improper use of your report | Equifax was recently hacked and my personal information might have been affected. Their attempt to resolve this is fraud protection for only one year. |
Incorrect information on your report | Credit card with XXXX XXXX was opened in my name fraudulently contacted card issuer advised decision would be made in 90 days have not heard back until they reported account is delinquent on credit report |
Cont'd attempts collect debt not owed | I was a victim of identity theft and someone stole my checks |
Improper use of your report | Improper reporting to credit companies without prior consent under FDCPA laws. |
Cont'd attempts collect debt not owed | This account was open in my name without my consent. I am not responsible for this account. |
Cont'd attempts collect debt not owed | American Capital Enterprises is reporting a debt that I do not owe |
Unable to get credit report/credit score | I attempted to retrieve my annual free credit report from Experian and XXXX via online. XXXX online services will not yield a free credit report for me. XXXX refused to yield a free online credit report for me. |
Advertising and marketing | Citi AAdvantage is soliciting Credit Card application for XXXX at my residence, even after phone calls to stop sending those applications. |
False statements or representation | Debt paid in full. Report not deleted from XXXX credit report as agreed upon by paying higher amount. |